Posts for: July, 2014
How much do you really know about Revolutionary War hero and famous disturber-of-the-peace Paul Revere? Take this quiz and find out! True or False:
- Paul Revere cried “The British are coming!”
- Paul Revere rode to Concord, Massachusetts.
- Paul Revere practiced dentistry.
The first two answers are false: Revere, like most colonists, considered himself British at the time (but might have said “the regulars” are coming); and he never made it as far as Concord, though one of his midnight-riding companions did. The last statement, however, is true: When things got slow in his regular trade of silversmithing, Revere hung out a shingle to broadcast his skills as a dentist.
“Paul Revere can fix [teeth] as well as any surgeon dentist who ever came from London, he fixes [dentures] in such a manner that they are not only an ornament but of real use in speaking and eating,” his advertisement in a Boston newspaper is supposed to have read. Revere specialized in fitting dentures made of metal and walrus ivory in his patient’s mouths. (There is no record, however, that he ever worked on George Washington’s false teeth.)
The practice of dentistry has come a long way since 1776. But the ideal set of dentures — one that’s both aesthetically pleasing and fully functional — remains a valid goal today. But now, instead of going to a metalworker, you’ll visit a denture specialist: your dentist.
We understand that dentures need to have a perfect, comfortable fit so they can do their work. That’s why we take the time to make an individual mold of your mouth as the first step of the process. Then we choose prosthetic teeth in the shape, size and shade that’s right for you. When everything is satisfactory, the dentures will be custom-fabricated in a dental laboratory using high-quality materials that are lifelike and durable. Finally, we will make sure that your new dentures look, feel and function the way they should.
If you have older dentures that no longer fit as they should, come in to our office for a check-up. It’s sometimes possible to repair or re-line dentures; in other cases, it’s best to have a new set made. Ill-fitting dentures aren’t just uncomfortable — they can also lead to oral infections and nutritional difficulties.
For more information about dentures or denture repair, please contact our office to schedule a consultation. You can learn more in the Dear Doctor magazine articles “Loose Dentures” and “Removable Full Dentures.”
Dentistry can accomplish some amazing smile transformations. But these advanced techniques and materials all come with a price. Additionally, your dental insurance plan may be of limited use: some procedures may not be fully covered because they’re deemed elective.
It’s important then to review your financial options if you’re considering a major dental procedure. Here are a few of those options with their advantages and disadvantages.
Pay Up Front. It may sound old-fashioned, but saving money first for a procedure is a plausible option — your dental provider, in fact, may offer a discount if you pay up front. If your condition worsens with time, however, you may be postponing needed care that may get worse while you save for it.
Pay As You Go. If the treatment takes months or years to complete, your provider may allow you to make a down payment and then pay monthly installments on the balance. If the treatment only takes a few visits, however, this option may not be available or affordable.
Revolving Credit. You can finance your treatment with a credit card your provider accepts, or obtain a medical expenditure card like CareCredit through GE Capital that specializes in healthcare expenses. However, your interest may be higher than other loan options and can limit the use of your available credit for other purchases. In addition, some healthcare cards may offer interest-free purchasing if you pay off the balance by a certain time; however, if you don’t pay off the balance on time, you may have to pay interest assessed from the date you made the purchase.
Installment Loans. Although not as flexible as revolving loans, installment loans are well-suited for large, one-time purchases with their defined payment schedule and fixed interest rate. Some lenders like Springstone℠ Patient Financing specialize in financing healthcare procedures, and may possibly refinance existing loans to pay for additional procedures.
Equity Loans. These loans are secured by the available value in an asset like your home. Because they're secured by equity, they tend to have lower interest rates than credit cards or non-secured installment loans. On the downside, if you fail to repay, the lender can take your property to satisfy the loan.
To determine the best financing route for a dental procedure, be sure to discuss your options with your financial advisor and your dental provider.
If you would like more information on financing dental care, please contact us or schedule an appointment for a consultation. You can also learn more about this topic by reading the Dear Doctor magazine article “Financing Dental Care.”